Holistic Financial Planning

When it comes to financial advice it is sometimes dangerous to focus too much on just one area. All of your plans in Protection, Retirement savings, Investments, Savings, Legal, Taxation and Debt all combine to create, we hope, a successful outcome. Therefore, we believe that a holistic approach, that looks at all the plans collectively, is the only sensible approach to financial planning.

During any review with a Brooks Wealth Management adviser, we will consider not only your financial situation, but we will discuss with you your end of life plans such as your Wills, Lasting Powers of Attorney, Trusts, Inheritance tax planning and any other legal needs that you might have around Estate planning. Clearly, we are not lawyers, but we are all qualified to discuss these situations and needs in generic terms and to advise you where there are holes in your planning.

We work closely with all the Solicitors in the area and we would be very happy to refer you to a specialist in any area where we have identified gaps exist for you.

Taxing times! In our experience, the vast majority of people who earn an income, save money, invest money or pay into pensions do so without any clear tax planning advice. This means that the vast majority of people pay more tax than they need. Again, the advisers at Brooks Wealth Management are specialists in tax efficient investments and will be able to advise you on the most tax efficient approach to remuneration, savings, investments and long-term care planning and retirement. We may also look further at your business or employed status and suggest ways that you might work more efficiently for a better taxation outcome.
From time to time in most people’s lives there will be a requirement to borrow money. We would be very happy to talk to you about the options that are available to you or to look at the existing debt that you have to ensure that you pay the most efficient level of fees and interest on any loans you have.